If you are looking for property development mortgages then you have to give them careful consideration, as with all types of mortgage. You are far better off going with a specialist mortgage broker to make sure you understand what you are getting into and to ensure that you get the best deal for your property development lending. When going for the this type of mortgage there are many factors that the lender will take into account - one of the main factors that is taken into consideration by the lender is the location of the property. There is also certain criteria that has to be met with the majority of for property development mortgages. For example you could be turned down by lenders if you haven t got three years Accounts to show or if you have an income that is variable or you have problems proving your income. However a specialist property development mortgages broker will be able to help in most circumstances and with some lenders can even give you funding for up to 90%. The specialist will be able to search for the best deals for you based on the information you provide them and then deliver the results for you to compare. As with any type of mortgage always make sure you read the small print of the mortgage policy including the key facts of the lending as with this is where you will find the terms and conditions of the loan. The finance rates for property development mortgages will vary for the mortgage depending on certain factors of the individual property developer; some of the main factors that are taken into account include your previous experience and the industry sector. As there are different criteria to meet and a property development mortgage is dependant on your circumstances then a specialist will be able to go through the criteria with you and ensure that you get the best deal possible. Sean Horton is a Director of Enhanced Wealth, a whole of market mortgage broker and IFA specialising in the provision of mortgage advice, income protection, mortgage protection and property development mortgages